Selling a property due to unpaid taxes

What is a tax sale?

A tax sale is a public sale of properties that have unpaid property taxes from two years prior to the current year.

How do tax sales work?

Under the Municipal Act, if property taxes are not paid for two years before the current year, the City can register a Tax Arrears Certificate and sell the property if the taxes remain unpaid.

A Tax Arrears Certificate means the City can sell the property if all taxes, penalties, interest, and reasonable costs incurred by the City are not paid within one year. This amount is referred to as the cancellation price. The City cannot accept partial payments after a Tax Arrears Certificate is registered but may authorize an extension agreement within one-year.

If the cancellation price is not paid within one year of registration of the certificate, the City may advertise the property for sale for non-payment of taxes. The advertisement would be published online for four consecutive weeks and the Ontario Gazette for one week.

All properties sold for non-payment of taxes are sold as is, without warranty.

How to bid on a tax sale property

Bids must be at least equal to the minimum amount advertised, which includes all outstanding taxes, interest, collection costs.

Please follow specific instructions included within the tender package.

Need more help?

[email protected]
519-822-1260 extension 5605
TTY 519-826-9771